IVA is really an abbreviation for Unique Voluntary Arrangement. It had been launched as a substitute to bankruptcy as a method so that you can distinct problem debts at a fee you may afford, even though safeguarding your property. 申請債務重組失敗後可以選擇申請結餘轉戶，以低息的貸款償還原有較高息的債務。 兩者均毋須申請破產。而最大分別在於，申請債務舒緩的欠債人，毋須經任何法律程序。他... https://drp33222.blogcudinti.com/29688426/債務舒緩收費-fundamentals-explained-drp-iva-top